Every credit report is different. Credit repair requires consistency and patience. You will most likely see the first set of changes within the first 6 months. I’ve seen major increases within the first 2 months and then some have taken 8 months. Just remain patient and the results will come.
FAQ
I have all of my clients pull from Identity IQ, which shows you all three bureaus. There are multiple sites as well, ie. Smart Credit
The best ways to improve you score is to keep your utilization low, avoid late payments, and minimizing the amount of credit inquiries.
No, credit karma does not show all three bureaus and their scores are weighted differently versus what the majority of lenders use.
They are accurate for just the vintage score. However, majority of the lenders will not pull your vintage scores, they will pull your FICO scores which is weighted differently.
Yes, you will need to keep keep an active credit monitoring service (Identity IQ) during the course of your credit repair service.
